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Financial planning insights for real life.

Notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.

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Tax Planning Kimberly A. Houston, CFP®, CRPC® Tax Planning Kimberly A. Houston, CFP®, CRPC®

Tax Planning for High Earners: What Actually Moves the Needle

Most tax advice for high earners is either overwhelming or built around gimmicks. The moves that lower your bill are usually tied to decisions you're already making: how you save, how you handle equity comp, and when you recognize income. Here's what's worth your attention in 2026, with the real numbers.

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Money Psychology, Investment Management Kimberly A. Houston, CFP®, CRPC® Money Psychology, Investment Management Kimberly A. Houston, CFP®, CRPC®

When Ego Enters the Portfolio: What Behavioral Finance Reveals About Confidence and Bias in Investing

Behavioral finance research shows that confidence and bias can shape investment decisions in powerful ways. This article explores how ego, overconfidence, and psychological dynamics influence financial leadership and what investors can look for when evaluating financial advisors.

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