Financial planning insights for real life.
Notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.
RSUs Just Vested. Now What? How to Decide When to Sell
Your RSUs vested, the shares are sitting in your account, and holding feels easier than deciding. We walk through how to think about selling versus holding vested RSUs, the tax reality most people miss, and why doing nothing is its own decision.
Tax Planning for High Earners: What Actually Moves the Needle
Most tax advice for high earners is either overwhelming or built around gimmicks. The moves that lower your bill are usually tied to decisions you're already making: how you save, how you handle equity comp, and when you recognize income. Here's what's worth your attention in 2026, with the real numbers.
When Ego Enters the Portfolio: What Behavioral Finance Reveals About Confidence and Bias in Investing
Behavioral finance research shows that confidence and bias can shape investment decisions in powerful ways. This article explores how ego, overconfidence, and psychological dynamics influence financial leadership and what investors can look for when evaluating financial advisors.
Employer Equity: A Key Part of Your Wealth-Building Strategy
Stock options and RSUs can be confusing, but they also hold real potential. Learn how to approach your employer equity with clarity and strategy.