Financial planning insights for real life.
Notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.
Michigan Divorce Financial Disclosure: What Form CC 320 Actually Requires
Somewhere between deciding and filing, most women sit down to list what the household owns and realize they can name about half of it. Michigan is going to ask for all of it anyway, on a specific form, on a specific deadline, signed under oath. Here is what that form actually requires.
Homeownership: The American Dream (or Not)
Buying a home gets sold as the ultimate milestone, so once life feels steady, many people reach for it as the obvious next step. But it isn't always the right financial move. Here's how to decide whether to buy or keep renting, why you shouldn't buy as much house as you qualify for, what owning really costs each month, and a step-by-step process if you decide to buy.
Helping Your Adult Children Financially (Without Playing Favorites)
You have the means to help your adult kids, and you want to be fair. But fair and equal aren't the same thing. A guide to helping well, without playing favorites.
The Job-Change Financial Checklist (What to Handle Before You Give Notice)
A new offer is exciting, and that's exactly when the costly details get skipped: the unvested match, the equity that's worth less than it sounds, the coverage gap between jobs. This job change financial checklist covers what to handle before you give notice, plus the parts of the decision that have nothing to do with money.
Umbrella Insurance: The Coverage That Protects What You've Built (for a Dollar a Day)
You've spent years building income, savings, a home, a life. Umbrella insurance is one of the least expensive ways to protect all of it from a single lawsuit, and it's often the coverage high earners are missing. Here's how it works, how much you need, and why it costs less than you'd guess.
Retiring in Michigan: The Complete Financial Checklist
Retiring in Michigan comes with some real advantages, and a handful of deadlines and decisions that are easy to miss until they cost you. This is the financial checklist we walk clients through: the taxes, the property, the healthcare timing, the income plan, and the estate pieces, in one place.
Why You Still Feel Broke When The Numbers Say You're Fine
Some of the most financially successful women we work with still feel one bad month away from losing everything. The fear usually traces back to what money meant decades ago, long before they had any say in it. Here's what that pattern is, why it's not a character flaw, and how it can change.
RSUs Just Vested. Now What? How to Decide When to Sell
Your RSUs vested, the shares are sitting in your account, and holding feels easier than deciding. We walk through how to think about selling versus holding vested RSUs, the tax reality most people miss, and why doing nothing is its own decision.
Retirement Taxes in Michigan: What Nobody Tells You Until It's Too Late
Your tax bill doesn't disappear when you retire in Michigan. Here's what changes, what doesn't, and where the real planning opportunities are.