Financial planning insights for real life.
Notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.
The Financial Decision You Make in 20 Minutes and Live With All Year
The email sits in the inbox for two weeks. Then on the last afternoon you open the portal, confirm that everything looks the same as last year, and click submit. Twenty minutes, and it governs your health coverage, part of your tax picture, and the safety net under your income for the next 12 months. Here is what is actually being decided.
Umbrella Insurance: The Coverage That Protects What You've Built (for a Dollar a Day)
You've spent years building income, savings, a home, a life. Umbrella insurance is one of the least expensive ways to protect all of it from a single lawsuit, and it's often the coverage high earners are missing. Here's how it works, how much you need, and why it costs less than you'd guess.
Life Insurance Planning: How Much Coverage Do You Need?
Learn how life insurance fits into long-term financial planning, how much coverage you may need, and when term or permanent policies make sense.