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The Inner Circle

Financial planning insights for real life.

Notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.

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Money Psychology, Investment Management Kimberly A. Houston, CFP®, CRPC® Money Psychology, Investment Management Kimberly A. Houston, CFP®, CRPC®

When Ego Enters the Portfolio: What Behavioral Finance Reveals About Confidence and Bias in Investing

Behavioral finance research shows that confidence and bias can shape investment decisions in powerful ways. This article explores how ego, overconfidence, and psychological dynamics influence financial leadership and what investors can look for when evaluating financial advisors.

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Financial Planning Kimberly A. Houston, CFP®, CRPC® Financial Planning Kimberly A. Houston, CFP®, CRPC®

How to Split Money With Your Partner

Combining finances in a relationship isn’t always as simple as splitting everything 50/50. Learn how an income-based approach to shared expenses can create fairness, preserve autonomy, and support long-term financial stability for couples with unequal incomes.

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