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Notes from Innermost

Financial planning insights for real life.

Occasional notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.

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Financial Planning, Money Psychology, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC® Financial Planning, Money Psychology, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC®

How to Talk About a Prenup With Your Partner

You've built something. A career, a portfolio, maybe a business. Now you're thinking about marriage — and quietly wondering how to protect what you've worked for without making it weird. Here's how to have that conversation in a way that actually brings you closer.

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Financial Planning Kimberly A. Houston, CFP®, CRPC® Financial Planning Kimberly A. Houston, CFP®, CRPC®

How to Split Money With Your Partner

Combining finances in a relationship isn’t always as simple as splitting everything 50/50. Learn how an income-based approach to shared expenses can create fairness, preserve autonomy, and support long-term financial stability for couples with unequal incomes.

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Money Psychology, Financial Planning, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC® Money Psychology, Financial Planning, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC®

When Money Becomes Control: Understanding Financial Abuse and Rebuilding Independence

October is both Financial Planning Month and Domestic Violence Awareness Month. These two themes are more connected than many realize. Financial education can be a lifeline to safety, security, and independence.

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