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Financial planning insights for real life.

Notes on money, transitions, retirement, taxes, estate planning, and the emotional side of wealth.

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Money Psychology, Financial Planning Kimberly A. Houston, CFP®, CRPC® Money Psychology, Financial Planning Kimberly A. Houston, CFP®, CRPC®

Why You Still Feel Broke When The Numbers Say You're Fine

Some of the most financially successful women we work with still feel one bad month away from losing everything. The fear usually traces back to what money meant decades ago, long before they had any say in it. Here's what that pattern is, why it's not a character flaw, and how it can change.

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Retirement Planning, Money Psychology, Through Kimberly's Lens Kimberly A. Houston, CFP®, CRPC® Retirement Planning, Money Psychology, Through Kimberly's Lens Kimberly A. Houston, CFP®, CRPC®

The Emotional Stages of Retirement: What to Expect Financially and Personally

Retirement is often framed as a financial finish line. For many high earners, it’s far more complex. Learn the emotional stages of retirement, the identity shifts many people don’t expect, and how to prepare both financially and personally.

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Financial Planning, Money Psychology, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC® Financial Planning, Money Psychology, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC®

How to Talk About a Prenup With Your Partner

You've built something. A career, a portfolio, maybe a business. Now you're thinking about marriage — and quietly wondering how to protect what you've worked for without making it weird. Here's how to have that conversation in a way that actually brings you closer.

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Money Psychology, Investment Management Kimberly A. Houston, CFP®, CRPC® Money Psychology, Investment Management Kimberly A. Houston, CFP®, CRPC®

When Ego Enters the Portfolio: What Behavioral Finance Reveals About Confidence and Bias in Investing

Behavioral finance research shows that confidence and bias can shape investment decisions in powerful ways. This article explores how ego, overconfidence, and psychological dynamics influence financial leadership and what investors can look for when evaluating financial advisors.

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Money Psychology, Financial Planning, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC® Money Psychology, Financial Planning, Divorce Financial Planning Kimberly A. Houston, CFP®, CRPC®

When Money Becomes Control: Understanding Financial Abuse and Rebuilding Independence

October is both Financial Planning Month and Domestic Violence Awareness Month. These two themes are more connected than many realize. Financial education can be a lifeline to safety, security, and independence.

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